Cover the costs of your everyday NHS and Private Dental, Optical and Medical Treatments with a Cash Plan Scheme
Why choose a Health Cash Plan?
Cash Plans are a popular choice of insurance throughout the UK for so many people. A health cash plan is a fantastic and affordable way to claim money back towards routine, essential health costs. They don’t require full medical underwriting, or any medical examination, so if you have pre-existing medical condition you will still be able to benefit.
Premiums start from as a little as £1.00 a week, so if you’re looking to save money yet still have a basic level of cover for everyday medical costs, these could be a good option for you.
What do Health Cash Plans Cover?
Each cash plan scheme will differ in the level of cover provided, but generally the majority of plans would include:
Everyday dental costs: Including check-ups, fillings and seeing the hygienist
Everyday optical costs: Including eye tests, prescription glasses and contact lenses
A range of therapy treatments (Alternative or Complementary): Including homeopathy, acupuncture, chiropractic or Physiotherapy,
NHS Prescriptions: Some plans would allow you to claim cash back for the cost of some prescriptions
GP Services: Access to a GP via telephone or Web 24 hours a day/ 365 days a year
Fast Reimbursement: Payment of claims will be issued directly to your bank account within 5 to 7 working days
Cover for Dependent children: FREE cover is provided for dependent children up to an age limit and in full time education
Unexpected Cover: Cash Plans can also provide cover for the unexpected as well as routine appointments
What’s the difference between a Cash Plan Scheme and a Private Medical Insurance Policy?
Cash Plans cover you for just your smaller everyday health costs, not those large unexpected health bills. Many of our clients find that a health cash plan perfectly complements the cover they already have through their private health insurance policy and will choose to have cover for both.
Some Health Cash Plans can also help you contain the cost of your private health insurance premium by providing cover for the excess on your private health insurance policy. This is where you can claim back the cost of your excess, up to a set limit through your cash plan provider. Many of our clients find this is a great way to manage costs.
We can help you find a Health Cash Plan to suit your lifestyle, and your budget
We specialise in helping people find the right health insurance, at the right cost. Just contact us today for free and impartial advice on different policies available.